Choosing a Golden Visa isn’t just about where you want to live, it’s about where you would prefer to grow, invest, and build your future. As investors from all around the globe weigh their options in 2025, two destinations often top the charts, i.e., Portugal and UAE. Both offer very attractive residency by investment programs, but when you dig deeper into long-term status, whether financial or personal, Portugal is a step ahead. Let’s explore how the Portuguese Golden Visa consistently comes ahead.Â
Programs And Eligibility
Brief overview and eligibility criteria of both programs.Â
Portugal Golden Visa
The Portugal Golden Visa, launched in 2012, allows non-EU citizens to qualify through different investment routes such as investment funds, job creation, scientific research, or heritage preservation. Investments start from €250,000 to €500,000, depending on the route. Individuals need a clean background, Portuguese health insurance, and a bank account in Portugal.Â
UAE Golden Visa
Launched in 2019, the UAE Golden Visa offers residency by investment or professional qualification. Investors who are eligible must commit around AED 2 million( €500,000) in real estate or a bank deposit. Exceptional professionals and talent are also eligible to qualify under separate categories.Â
Investment Options And Path To ResidencyÂ
Portugal
Investors have the chance to choose from the following:
- 500,000 in Venture Capital Funds
- €500,000 into scientific or technology researchÂ
- €250,000 for arts or heritage preservationÂ
- Business creation with at least 10 full time jobsÂ
Portugal residency requires just 7 days in year one and 14 days every two years, minimum in a demanding global schedule. After completion of five years, applicants can apply for permanent residency and Portuguese citizenship, which means you’ve access to EU rights and visa-free travel in Schengen countries.Â
UAE
Offers a visa of 5 or 10 years, which is renewable with a 2 million AED investment. There is no minimum stay requirement, ideal for those constantly on the move and are managing businesses across different countries. However, there’s no direct citizenship pathway through this program, which is one of the reasons it is very rare for foreign investors.Â
Business Investment OpportunitiesÂ
Portugal Â
Portugal is seen as a European startup and innovation destination. Lisbon, Porto, and other cities foster thriving ecosystems supported by accelerators, incubators, and public funding. Investors are showing their confidence with their money. In 2023, €125.5 million was invested in venture capital funds under the Portugal Golden Visa program. Cultural investment has also been an attractive investment source for people who want to be a part of the growth of the country, and also cultural preservation, which helps create more employment opportunities in rural areas within the country.
UAE
The UAE Golden Visa offers great business and investment opportunities. Especially in real estate, tech, and tourism. You can fully grow your company with less tax. However, the Portugal Golden Visa has a variety of investment options to choose from and also lets you live, work, and travel freely across Europe, with the chance to apply for citizenship.
Tax PoliciesÂ
PortugalÂ
When it comes to tax, the old NHR program was closed in 2024, and instead, a new one was introduced called the IFICI tax regime.Â
- Provides a flat 20% tax on specific types of professional income that is earned inside the country. Especially in tech and research incomes.
- Minimum Tax is charged on income generated outside Portugal, like family money, interest, royalties, or selling goods.Â
- Taxations apply to pensions.
Portugal Golden Visa can come with notable tax advantages, especially for those who choose to become tax residents by eitherÂ
- Spending more than 183 days per year in Portugal.
- Maintain regular residence in the country.Â
UAE
One of the big advantages is that there is no personal income tax, no tax on capital gains, and no tax on inheritance. The business environment is also strong, investors can grow their businesses and benefit from them. However, if expanding your business into Europe is your goal, then Portugal may offer more than just tax savings.
Quality of Life, Family Benefits, And Long-Term SecurityÂ
PortugalÂ
Portugal is one of the safest countries in the world, with crime rates lower than most countries in the EU. The cost of living is affordable, up to 50% less than in other Western EU countries. Portugal also offers excellent healthcare, education, job opportunities, and beautiful weather.Â
The program allows family inclusion, too. Spouses, children, parents over 65, and disabled dependents are included. Family members have access to residency, healthcare, schooling, and also pursue citizenship after five years.Â
UAE
Also, a family-friendly program. Holders can sponsor spouses, children, and even domestic workers. Residency status remains valid even if the individual passes away. However, long-term stability beyond residency can be uncertain due to no citizenship options.Â
Which One Is Right For You?
- Looking for EU citizenship, long term stability, and visa-free travel to go anywhere in Europe? Portugal would be your best bet.Â
- Prioritizing tax free income and relocation in a global business hub without intent to settle in Europe?UAE would be the better choice.Â
- Want to have your family members along with you with the addition of EU systems and global mobility? Portugal delivers that flexibility.Â
- Looking to earn returns by investing in safe, government-approved funds? especially in tech or cultural industries? Portugal gives you more choicesÂ